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Motor Home Extended Warranty
You will find that any motor home that you buy will come with a
warranty of some sort. Of course, the warranty will vary
depending on whether you buy new or secondhand. New vehicles
will attract a longer term warranty than secondhand vehicles,
however, at some point the warranty on either vehicle will
expire, leaving you exposed to the risks of paying for expensive
repairs should something happen to your vehicle after that
expiration. And guess what - something normally does happen!!
You can, however, protect yourself against this by taking out an
extended warranty on your motor home.
For many motor home owners, an extended warranty provides peace
of mind and with companies offering extended warranties directly
to owners via the internet premiums have come down a lot, thus
making an extended warranty quite reasonable. You will find that
dealer's extended warranties are much more expensive because the
insurance companies must raise their price to cover the
commission paid to the dealer. Online companies don't have this
commission to pay and can therefore offer a better price.
When buying an extended warranty make sure that you are dealing
with a reputable company. The most reputable companies are
underwritten by "A" rated insurance companies, rated by Standard
& Poor and others. Do not buy a motor home extended warranty
from a company that will not disclose the rating of the company
that backs the policy. You will find that extended warranties
are available on new and used motor homes, however if a vehicle
is very old or has very high mileage, you will not be able to
take out a motor home extended warranty.
The cost to protect yourself from expensive repairs will vary on
motor homes so here are a few guidelines to assist you.
1. Generally, you will pay more for diesel engines and then
depending on the location of the engine, you will pay more or
less. Generally rear engines are more expensive.
2. Most companies will exclude Renault built engines.
3. Some modifications on engines will void warranty, however the
cost of coverage will be more if a turbo charger is added.
4. There will be a surcharge added for every year added over the
first few years of age of the vehicle. With mileage, the
surcharges will start earlier.
5. Any accessories added such as satellite dishes, TV, stereo
etc...will incur a surcharge.
The best way to find out the cost of a motor home extended
warranty is to contact a few companies and get a full run down
of all aspects of the policy. In this way you can make an
informed decision and then choose the policy that you feel suits
you best.
About the author:
More resources at: www.motorhomessite.com
Motor Home Extended Warranty
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